DotMik

In 2025, the demand for digital banking for retailers has grown rapidly, especially in rural and semi-urban India. Services like AEPS (Aadhaar Enabled Payment System) and BBPS (Bharat Bill Payment System) are helping retailers serve customers and earn extra income. But with so many providers, retailers are now looking for a platform that offers better service, commission, and support. Here are the top 5 reasons why DotMik AEPS and BBPS services are becoming the first choice for thousands of retailers across the country: 1. High Commission & Transparent Transactions Retailers using DotMik enjoy some of the best AEPS commission rates in India. Whether it’s cash withdrawal, bill payment, or mobile recharge, DotMik provides competitive earnings on every transaction. Payouts are always transparent and credited on time, giving retailers peace of mind and financial confidence. 2. Real-Time Settlements In the AEPS business, delays in commission can hurt your daily cash flow. DotMik sol...

AEPS (Aadhaar Enabled Payment System) is a digital banking service that allows users to perform basic banking activities like cash withdrawal, balance enquiry, and fund transfers using their Aadhaar number and biometric verification. This system is especially beneficial for people living in rural or semi-urban areas where banking infrastructure is limited. In 2025, AEPS has become even more widely used. While the services are easy to use, many users and retailers are still unaware of the current transaction limits and charges. This blog will explain the latest AEPS transaction limits and charges for 2025 and how DotMik is providing a reliable platform for AEPS services. For cash withdrawals, AEPS allows a per transaction limit of ₹10,000. Most banks also impose a daily limit of ₹50,000. Aadhaar-to-Aadhaar fund transfers are typically limited to ₹5,000 per transaction. However, there is no set limit for balance enquiries and mini statements. AEPS services are generally free for end ...

The Reserve Bank of India (RBI) introduced revised guidelines under the Bharat Bill Payment System (BBPS) Directions, 2024, which came into effect from April 1, 2024. These new BBPS regulations are aimed at streamlining the bill payment ecosystem, ensuring better security, transparency, and wider access to digital payment services across India. With the digital economy growing rapidly, BBPS has become the backbone for utility and recurring bill payments in India. The updated guidelines focus on expanding participation, improving grievance redressal mechanisms, and bringing more transparency into the system. For fintech companies like DotMik , which provide BBPS API solutions, these changes present new opportunities to empower businesses with secure, compliant, and scalable bill payment integrations. Key Highlights of RBI’s BBPS Guidelines 2024 One of the most significant changes introduced by the RBI is the mandatory inclusion of credit card bill payments under BBPS. Until now, user...

India's Digital Shift: The New Payment Era In 2025, India is experiencing a remarkable digital payments transformation. With over 83% of retail transactions now happening through the Unified Payments Interface (UPI), digital transactions have become a way of life. This surge is driven by the success of government-led initiatives like Digital India, along with increased smartphone usage and internet access even in rural areas. DotMik , a leading fintech solutions provider, is helping businesses ride this digital wave by offering cutting-edge UPI and BBPS integrations. UPI in 2025: Instant, Reliable, and Expanding UPI is the heart of India's cashless ecosystem. From street vendors to large enterprises, everyone is accepting UPI payments due to its simplicity and real-time functionality. Innovations like UPI Lite for offline payments and Credit on UPI have further fueled its adoption. With DotMik's UPI API integration , businesses can now provide a smoother and secure payment ...

                                    How to Quickly Increase Development Velocity In the fast-paced world of software development, increasing velocity is key to delivering high-quality products and staying ahead of the competition. Whether you're managing a team or working on personal projects, improving development velocity can significantly enhance productivity and efficiency. Here are some practical strategies to quickly increase your development velocity: 1.Adopt Agile Methodologies Agile methodologies, such as Scrum or Kanban, emphasize iterative development, regular feedback, and adaptability. By breaking down projects into smaller, manageable chunks and holding regular stand-up meetings, teams can address issues quickly and adapt to changes more effectively. Implementing Agile can streamline workflows and enhance team collaboration, ultimately spee...

The Crystal Ball of Marketing Universe: Insights Through DotMik Welcome to the future of marketing, where the crystal ball is no longer a mystical artifact but a high-tech lens through which we view the universe of possibilities. Enter DotMik, the game-changer that's set to revolutionize how we perceive and navigate the marketing landscape. Buckle up as we delve into how DotMik is reshaping the marketing cosmos, and what this means for businesses and consumers alike. The Dawn of a New Era In the ever-evolving marketing sphere, predictions and strategic insights have always been valuable. Yet, traditional methods often fell short in accuracy and depth. Enter DotMik, a cutting-edge tool that acts as our crystal ball, offering unprecedented visibility into market trends, consumer behavior, and competitive dynamics. What is DotMik? DotMik is not just another analytics tool—it's an intelligent, adaptive platform that leverages advanced algorithms and data science to provide actionab...